The recent disaster of "Sandy" brought a new understanding of the importance of thorough and accurate investigations. Bugher Marine Services was proud to serve both insurance companies and private individuals in accurately addressing marine claims investigations. This included providing accurate assessments of damage scope to insurance companies, providing repair budgets where needed, evaluating accuracy of repair estimates from other surveyors or repair facilities, and providing data showing oversights in initial investigations or correlating damages to loss conditions. A random sampling of recent jobs/investigations includes:
- Personal Injury from Negligent vessel operation - We showed that the vessel operator failed to address occupant safety resulting in injury to a passenger.
- Obstructed Visibility from the Helm - We showed that the vessel violated ABYC standards for visibility, and violated accepted engineering standards on other issues.
- Water Saturated Hull Core - Wet areas were verified, manufacturer agreed to remove/repair wet areas, we then showed that repairs were not performed completely; client was awarded a new boat.
- Sinking Due to a Deteriorated Inaccessible Drain Hose - Insurance denied the damage claim as a latent defect. We showed that under the Inchmaree Clause, while latent defects were not covered by insurance, any damage resulting from a latent defect was indeed covered.
- Unsafe Handling Characteristics of a Small Skiff and Failure to Manufacture to Federal Standards - We showed that the vessel construction violated Federal and ABYC standards, as well as accepted industry criteria.
- Keel Deformation and Hull Cracking Alleged to be from Improper Storage Blocking of a Vessel - We showed that the blocking had followed all ABYC Standards and that the vessel had prior known defects in these areas.
- Declaration of a sunken vessel as minimally damaged and easily repairable - We showed that both engines, both transmissions, both vee drives, generator, and additional low equipment all still showed internal water presence and damage many months after the sinking. Repair costs in reality approached vessel insured value.
- Current Market Value Resolution in Divorce Case - We showed that the vessel in question was not worth anywhere near the amount claimed.
- Replacement Engine Claim in Vessel Grounding - We showed that the engine failure was a result of the grounding, but that the engine could be replaced for much less than claimed.
- Insurance denial of theft/vandalism damages claim - We showed that damages were not pre-existing.